IFFCO TOKIO vs Royal Sundaram Car Insurance

By: GeraldOchoa

Royal Sundaram and IFFCO TOKIO are two of the most well-known car insurance companies. They have been in the business for more than a decade and offer multiple products. Because they offer similar services in terms of cost and coverage, their services have been compared.

IFFCO TOKIO Car Insurance, a top-rated car insurance company, offers a variety of insurance plans. The company also uses technology to offer innovative ways to sell policies to customers. Royal Sundaram Car Insurance, an Indian insurance company, offers affordable car insurance policies to its customers. It has unique features that make it stand apart from other companies on the market.

Comparison of Key Features, Benefits and Highlights:

IFFCO TOKIO Car Insurance

Benefits and Features

  • This plan provides self-damage coverage as well as protection for third parties.
  • This plan can help you save up to 70% on your premiums
  • Protection against natural causes such as floods, storms and lightning.
  • Protection against theft, burglary, accidental, and external damage

Coverage for CNG/LPG fuel kit.

  • Protection for electrical and non-electrical accessories.
  • Quick claim settlement
  • Trusted brand by no. Trusted brand by no.
  • Instant policy insurance


  • You will be able to see exactly what the company sells and can also get transparent information about their products and services.
  • The company’s claim settlement process is fast and efficient, ensuring that your claims are settled in less than 4 hours
  • It is a well-respected company that has received numerous awards.
  • Royal Sundaram Car Insurance

Benefits and Features

  • Minimal documentation
  • Protection against inflation (no need to pay an additional amount or increase in Third Party Premium)
  • Quick claim settlement
  • Vehicle replacement value plus
  • Quick Claim Settlement Process in 10 Working Days. Coverage up to 50% for No Claim Bonus (NCB).
  • Personal accident coverage for all passengers and drivers up to Rs. 50 lakh
  • Payed driver: Legal liability
  • Passenger legal liability
  • Comprehensive cover for electrical/electronic/non-electrical fittings
  • Coverage for the CNG kit or Bi-fuel system


  • Trusted cashless repair garages and 24×7 emergency assistance
  • Within 5 days of issue, it is quick and easy to use.
  • M-INSPECT App allows you to conduct a digital inspection of your car from the comfort of your own home in as little as 20 minutes.
  • M-CHATRA App: Here you can access policy details, claim process, and other queries.

IFFCO TOKIO Car Insurance

IFFCO TOKIO Car Insurance ranks among the top car insurance companies in Japan. Since 1922, the company has provided reliable insurance services to its customers. The company provides comprehensive coverage for personal and commercial vehicles. It also offers a variety of optional features such as roadside assistance or comprehensive protection for rent cars.

IFFCO Tokio provides coverage for physical damage to your vehicle, personal injury or damage, as well as third-party liability such personal injury, death, or property damage. IFFCO TOKIO’s comprehensive car insurance policy provides the best protection against third-party liability and personal liability. It is a popular addition for quick claim settlement.

Different types of policies

Third Party Car Insurance

  • Comprehensive Car Insurance
  • Comprehensive Car Insurance with Zero depreciation.


  • Zero depreciation cover
  • Protection for the Engine
  • No Claim Protection
  • Roadside Assistance
  • Return to invoice
  • Services with added value

Comprehensive Car Insurance covers accidents, natural disasters, manmade calamities, fire, theft, and more

Personal Accident Insurance is available up to Rs. 15 lakhs

Third Party is responsible for any damage or losses to property or vehicles belonging to third parties.

Royal Sundaram Car Insurance

Royal Sundaram Car Insurance is one of India’s most preferred car insurance providers. Royal Sundaram Car Insurance has been a leader in the field. Royal Sundaram Car Insurance, a top-rated car insurance company in India, has a national presence and more than 100 years of quality service.

Royal Sundaram Car Insurance leads the motor insurance market. Royal Sundaram Car Insurance offers both individual policies that are tailored to your needs and group plans that can be customized to meet the specific needs of your company or organization.

Types of plans

  • Comprehensive Car Insurance
  • Third Party Car Insurance
  • Personal Accident Cover
  • Optional Add-ons/Riders
  • Windshield glass cover
  • Voluntary deductible coverage
  • Vehicle replacement value plus
  • Depreciation Waiver Cover
  • Baggage coverage is not available for loss
  • Clause for a spare car
  • Protector NCB
  • Key Replacement Cover

Tyre Cover

  • Lifetime Road Tax Clause
  • Aggravation (Damage), Cover Clause
  • Personal Accident Insurance – Enhanced
  • Services with added value
  • Trusted repair shops offer 24×7 emergency service and cashless priority service.
  • Multiple hassle-free claims within less than five days
  • M-INSPECT App makes it easy to inspect cars in as little as 20 minutes
  • M-CHATRA App to access all details about policies, claim processes, and other requests.